Best Companies: Life Insurance with No Medical Exam


Best No Medical Exam Life Insurance Companies

If you have avoided getting life insurance because you don't have time for the physical, then you will be interested in life insurance with no medical exam.

These policies are readily available, very affordable and extremely convenient. Made for people who don't have time or the desire to sit through a health exam , they are available from...

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Get Life Insurance for Seniors over 70 and Compare Rates ...

Click Here to Get Quotes

Life insurance plays an important role in our life because financial strength is essential for a good life. Without money we can't think of a single moment; so can you imagine what your family will do after your passing away? No one wants to deliberate about death but it is a part of our life. Even if you reach an age of 70 years you need to worry about financial matters....

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Affordable Term Life Insurance for Smokers | Best life ...

MetLife @


The above table shows you that there isn't one best company for a smoker looking for life insurance. Transamerica is only the best for a 45-year-old smoker, but AIG and MetLife are better companies for a 35 and 55-year-old smoker respectively. If you are looking to skip the medical exam, then Globe Life Insurance is going to be your best bet.

"There isn't one best company...

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The Decline of Life Insurance Is a Mystery - Bloomberg

Life insurance is losing its appeal in the U.S. In 1965, Americans purchased 27 million policies, individually or through employers. In 2016, a population that was more than 50 percent larger still bought only 27 million policies. The share of Americans with life insurance has fallen to less than 60 percent, from 77 percent in 1989. Why this is happening remains a puzzle.

People buy life...

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Benefits Of Guaranteed Acceptance Life Insurance [No ...

Guaranteed Acceptance Life Insurance No Waiting Period:

A standard part of guaranteed life insurance is a waiting period which means that the full benefits are not available for a pre-set period of time. Typically, the policy holder may have to wait from two to four years before the full benefit level is approved.

Why is this waiting period?

Insurance companies have a waiting period to keep those...

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Date: 2018-04-06 01:58:43

Top 6 Best Online Term Insurance Plans in India - MoneyExcel

Financial Background of the Insurance company

Additional Features/ Riders provided by company

Customer Satisfaction and Service

Policy Tenure and Maximum Age Coverage

Average time to settle a claim

Ease of buying Policy Online

Based on above selection factors list of best online term plan in India is given below.

Premium details given above is for 30 years old nontobacco customer with risk...

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Non-Medical Exam Life Insurance for Diabetics | Diabetes 365

Non-Medical Exam


It is very important to have life insurance for yourself, especially if you are diabetic. You may think that in order to be eligible for diabetes life insurance, you have to undergo a medical exam. This is not true. It is very possible for people living�with diabetes to find affordable life insurance coverage, and there are actually...

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How To Become An Insurance Agent in India - Learn How to ...


Insurance is one of the very huge business�in India and more & more companies are entering the market to fulfil this requirement and make money.

A very huge part�of the business is generated by insurance agents only�and that is the reason insurance agents make lots of money.

So in this article I am going to show you�a simple way to become an insurance agent & some tips that help you to...

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3 Best Life Insurance for Seniors over 75 | Mintco Financial

3 Best Life Insurance for Seniors over 75�

For younger people, term life insurance is often the best option. However, insurance for people over 75 years old is different.

At this age, term and permanent coverage are often very close in price.

What if I am taking some medications?

Insurance companies know that as we age we will be taking medications for such things as high blood pressure and...

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Date: 2018-04-05 15:39:17

No exam life Insurance

Companies We offer


I have been dealing with them for years. Besides the surety of competitive rates from top-notch insurance carriers, I always enjoy dealing with a simplifying, honest and straight-forward approach.

Erik Solorzano, Fontana, CA

Your real-time online quoting for life insurance rates is a great way to get an idea of what is out there.

Christie Gupta, Houston, TX

In less than 30 seconds, I had my life insurance quote at your website.

Kendra Mays, Bazine, KS

We received good service, great insurance company, and competitive rates, all at one place. My referrals are for...

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Can’t Pay Your Term Life Insurance Premiums—Now What ...

by Natasha Cornelius | Feb 28, 2018 | InsuranceLife | 10 comments

Sometimes life doesn't always go as planned--that's one reason term life insurance is a great financial product to own.

But what happens if you suddenly can't afford to pay the premiums on time?

Maybe you are injured and out of work, or an emergency drained your savings, or you simply forgot to send in the check; whatever the...

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Term vs Whole Life: Which is the Best Insurance Policy for ...

Term Life vs. Whole Life Insurance: Discover The Best Policy

to Meet Your Family's Future Needs!

Start Your Quote by

Typing Your Zip Code:


A recent study by the Life Insurance and Market Research Association reveals to us that nearly 56% of Americans do not have an individual life insurance policy and 30% have no life insurance coverage at all. That number appears to be...

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Date: 2017-12-13 03:33:37

Term vs. whole life vs. universal vs. variable - what is ...


Term vs. whole life vs. universal vs. variable - what is the best type of life insurance to have?


To answer this question let us first examine those 4 types of life insurance with their pros and cons and who they are suitable for.

Term Life Insurance

This type is considered the simplest to understand among the general categories of life insurance policies. The word 'term'...

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Compare Life Insurance For Seniors Over 80 - Ages 50 - 85

Life Insurance for Seniors Over 80

If you purchased a term life insurance policy when you were younger and have outlived your policy, you might be wondering what you can do about coverage now that you are older. Perhaps you have always planned on buying life insurance, but you've just never gotten around to it. Now that you're a senior, you might be worried that you will have trouble securing...

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Compare Lloyds TSB Life Insurance - Life Cover Quotes

Compare Lloyds TSB Life Insurance

Compare Lloyds TSB life insurance quotes. Free Online With Prices From £1* pw.

Save money on Lloyds TSB life insurance

7.6 (based on 5 votes)

Get a free no obligation life insurance quote by comparing the UK's leading life insurers, including Lloyds TSB. Hundreds of people obtain over 50s life insurance, critical illness cover, whole life insurance and term life...

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Life Insurance Policy, Life Insurance Services Usa ...

Types Of Life Insurance Policies

In a very broad sense, there are two types of life insurance:

1) Permanent life insurance

2) Term life insurance


Permanent Life Insurance is a type of life insurance that can stay in force for your entire life, as long as you pay your premiums in full. Permanent life insurance usually, but not always, builds cash value for you that you can...

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How to Avoid Life Insurance Scam : 10 Steps (with Pictures)

Three Parts: Calculating Your Life Insurance Needs Choosing a Reputable Life Insurance Company and/or Agent Identifying Life Insurance Scams Community Q&A

Typically, people purchase life insurance to provide financial support for their surviving loved ones. Therefore, it is very important that you choose your life insurance provider carefully and avoid unscrupulous agents. You are less likely to...

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Life Insurance - Top Ten Questions: Term Life Insurance

For additional information, please also visit our Life Insurance Resource Center . Additional Frequently Asked Questions are available by selecting this link .

Term life insurance provides death benefit protection for a period of one or more years. The death benefit of the policy is paid only if the insured dies during that...

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Date: 2018-03-03 19:47:53

Do You Have An Old Line Life Insurance Policy? - Rootfin

Do You Have An Old Line Life Insurance Policy?

Enter your ZIP code

Compare rates from top life insurance providers in your area.

Compare Rates

If you're looking for information about your current in force policy, you have to contact American General customer service at: 800-231-3655.

Old Line Life Insurance has been around since the early 1900's.� In March of 2003 they� merged with American...

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NAIC Special Section: Long-Term Care Insurance

10 Things You Should Know About Buying Long-Term Care Insurance

Long-Term Care is Different From Traditional Medical Care

Someone with a prolonged physical illness, a disability or a cognitive impairment such as Alzheimer's disease often needs long-term care. Long-term care services may include help with daily activities, home health care, respite care, hospice care, adult day care, care in a...

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Date: 2017-09-29 16:15:37

Pros and Cons of Buying Direct Life Insurance | Trusted Choice

Why You Are Taking on More Than You Can Handle With Direct Life Insurance

August 30, 2016 / Marty Agather

Life insurance is a necessity, especially if you are married and have children or other dependents who rely on you for financial support. If you have not purchased life insurance before, or if you are looking for additional coverage, you may be wondering about the best way to find and...

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5 Common Life Insurance Scams That Can Cost You Dearly

5 Common Life Insurance Scams That Can Cost You Dearly

by Miranda Marquit

One of the most tempting things about life insurance scams is the potentially large payout. Being the beneficiary of an insurance policy can men millions of dollars when the insured person died. Unfortunately, life insurance, which is meant to be a protection for the insured's family, can become a tool in the hands of the...

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Whole versus Term Life Insurance -

Whole versus Term Life Insurance

Whole versus Term Life Insurance. Which Type of Life Insurance Policy Meets Your Needs?

The term versus permanent life insurance debate has been going on for years. There's no one right answer for everyone. Each of us has our own specific needs that life insurance provides for.

Both Term and Permanent Life Insurance have their own advantages and disadvantages....

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Using Life Insurance to Provide for Your Children |

Life insurance may be a good source of income for your kids if you die.

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At some time or another, all parents worry about what will happen to their children if one or both parents were to die prematurely. Often, life insurance is the first place parents turn when these worries arise. Although life insurance may be a good source of income for your children if you die, before...

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List of Mutual Insurance Companies: Life, Health & Car ...

USA Insurance Companies

Here you will find a list of mutual insurance companies and funds in The USA.

It is an ultimate list of insurers - small, popular, top and largest mutual insurance companies. They provide the whole range of solutions and services: health, auto, life insurance, business, home, farm, travel, dental, vision, agriculture, condo, renters, retirement plans and etc.

First, let...

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Is Variable Universal Life Insurance Better Than Whole Life

Proud graduate of Brown University (Go Bears!) and a lifelong financial advisor and retirement planner.


Is Variable Universal Life Insurance Better Than Whole Life Insurance?

September 27, 2014

This is a common question for many people who have just visited with a financial advisor who recommended a variable universal life insurance policy. �The answer, unfortunately,...

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Instant Life Insurance

How We Help Your Goals Compare Plans

It Pays to Compare

Finding the right life insurance solution can be a daunting task. Fortunately, we have the privilege to work with over 20 of Canada's top insurers, and as such, we can easily compare rates and find the right fit for you.

Our team of experienced financial advisors will help you determine your needs and build the financial plan you and your family needs.

Benefit of our services:

Get access to a full range of life...

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Related topics : compare term life insurance plans / term life plan insurance / compare term life insurance rates canada / life plans insurance / affordable term life insurance rates

Term life insurance: How it works -

Term life insurance: How it works

By | Last updated: July 13, 2017

Read the Spanish version: Conceptos básicos del seguro de vida a termino

If your family relies on your income, life insurance is an important part of planning for your family's future. It's grim, and no one likes to plan for their death, but a little discomfort now can save your family a world of financial stress...

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Life Insurance for Smokers - Health Insurance Resource Center

Nicotine patch

Nicotine gum

It not only matters which tobacco products you use but how long you have used them. Life insurance companies usually classify someone as a smoker if they have smoked or used a tobacco product in the last 12 months.� Some even go back as far as five years.

A life insurance company may charge the same rate for someone who is a casual smoker or someone who smokes a pack...

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Life Insurance Seventies: 70+: 71,72,73,74,75,76,77,78,79 ...

Other Amount

One of the most difficult factors facing an older man or woman involves obtaining life insurance in their seventies. Companies tend to become extremely selective when offering life insurance to someone who is very quickly approaching the average life expectancy (78.5 years of age). Often, a group like AARP is your biggest ally when it comes to finding affordable insurance.


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Related topics : life insurance policy term / term life insurance company / affordable term life insurance rates / direct life insurance company / term life insurance rates by age

SureBridge | Affordable Supplemental Insurance

Life Insurance

Life Insurance

Our Term Life, Critical Condition Rider and Final Expense life insurance plans can provide financial security for you and your loved ones.

Learn More »

Dental & Vision Insurance

Dental and vision coverage is the most common form of supplemental insurance. SureBridge dental and vision plans are designed to complement most health insurance plans.

Learn more »

Member Services

Log on to manage your account or to learn how our insurance products...

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Related topics : term life and critical illness insurance / life insurance critical illness cover / term life plan insurance / life insurance terms and conditions / life & critical illness insurance

No Medical Exam Life Insurance for Type 2 Diabetics ...


Can You Help Me Find Affordable Life Insurance for Diabetics?

When you are hunting for type 2 diabetics life insurance online for yourself, or for a loved one, what questions need to be answered, fast? At Docktor's Insurance, we give clear and direct answers about how to find affordable life insurance for diabetics �with ample coverage.

For someone like yourself, working alone can take...

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Short Term Health | Get Free Insurance Quotes |

Short Term Health Insurance is designed for individuals who are without health coverage for a short period of time. If, for example, you missed the open enrollment period for the Affordable Care Act (also known as ObamaCare), a short-term health insurance can provide coverage for hospitalization and emergency care. It can also bridge the gap in coverage until you can get full-featured Individual...

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What is the difference between face value and cash ...

What is the difference between face amount and cash value?

Answer . The face value is what your beneficiaries will collect. The cash value is the excess of your premium payments over the cost of the insurance. Click here for more about life insurance cash value..

If you cash in a universal life policy do you receive the Net Policy Value or Net Cash Surrender Value?

Typically it is called "Net...

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How Much Life Insurance Coverage Do You Need ... - Money ...

When purchasing life insurance, the question really isn't how much you need, but how much your family will need at the time of your death to meet immediate obligations (medical bills, funeral costs, estate taxes, unpaid debts) and to sustain your dependent's financial needs in the long run.

Life insurance is an important component of any financial plan. This quick activity will help you determine...

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IEEE Member Long-Term Care Insurance Plan

IEEE Member Long-Term Care Life Insurance Plan

People tend to think they will never need long-term care. Unfortunately, when they do need it they are not prepared. With long-term care insurance you can take control and be prepared. It helps you:

Retain your independence

Preserve your quality of life

Stay at home as long as possible

Maintain flexibility in care options

Protect your assets and...

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How to compare & buy life insurance | Policygenius

Calculating how much life insurance you need to purchase is a relatively straightforward process. We built our own calculator to help you figure it out, but you can also figure it out using any calculator with an addition symbol.

Remember that term life insurance is designed to act as emergency protection for your family, to help them deal with debts and to replace lost income. Most people start...

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Life Insurance For Seniors Quotes- SAVE

Posted by admin on · Leave a Comment  

Life insurance is important - though it's not a legal requirement like auto insurance, it still offers a variety of benefits to your children and family. People don't like to talk about life insurance, mainly because they don't want to think about death. Still, life insurance is 'morally required' because it's your responsibility to do something to...

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Affordable Life Insurance for Smokers | Smoker Life Insurance

Finding Affordable Life Insurance For Smokers

Our Guarantee: The Best Rates For Smokers From The Best Smokers Life Insurance Companies

Life insurance is one of the most important factors purchases that you could ever make for your family. It's one of the best ways to ensure that your loved ones can have the insurance protection that they deserve.

If something tragic were to happen to you, your...

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Life Insurance Needs Calculator - Edward Jones

Update Your Numbers

Important Information:

This calculator is intended to provide general information about life insurance needs based on information and assumptions provided by you. Because of this, the accuracy of this information is not guaranteed and is dependent upon the accuracy of the information that you provided. Results may vary depending on your individual circumstances. This...

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Life Insurance | William Penn Association

Life Insurance

Provide for your family's future.

Please join our Association by purchasing a Life Insurance Certificate (Policy) today. We will be happy to have you as a New Member of the William Penn Association.

We are licensed in the following states:

CA, CT, DE, DC, FL, IL, IN, KY, MD, MA, MI, MO, NE, NJ, NY, NC, OH, PA, VA, WV, and WI. To see a list of agents in your area, click here...

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Life Insurance for Dummies - A Quick and Simple Guide


Life Insurance for Dummies

Most of the content out there regarding the topic of life insurance attempts to explain it by throwing around a ton of industry jargon with the expectation of�"educating" people. Instead this just leaves consumer more confused and more afraid of making the wrong decision in purchasing a life insurance product. So in this article I will attempt to explain...

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Free Instant Whole Life Insurance Quotes Online

10 Reasons To Get Your Whole Life Insurance Online Instant Quote Right Now


5(based on 2 reviews)

Found this site via Google when looking for more information on a whole life policy rate. Called Pacific Insurance Group right away and they quickly and easily got me the best rate.

Brenden Northrup 11/01/2017

Sucks not for whole life

Diana 03/04/2018

Choosing a whole life insurance policy...

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Burial Insurance Quotes Online -

Burial Insurance Plans

You've probably seen tons of commercials and advertisements for various types of life insurance, from term life insurance to burial insurance plans. However, you might not have ever given them much thought. Lots of people put off buying a funeral insurance plan because they're too busy or because they would rather put their money toward something else. The problem with this...

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Burial Insurance - Protect Your Family and Future

Complete Form or Call (888) 953-9816

Fast, Free Quotes...

We've proudly helped thousands of families get affordable final expense insurance. See what we can offer you today. It's free!

Choose Your State for Free Quotes:

What is Burial Insurance?

Burial Insurance is a whole life insurance policy designed to cover the expenses of ones burial or funeral. It is also called Funeral Insurance, or Final...

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Best Insurance Companies In Canada & Ontario

Compare the lowest rates from the best insurance companies in Canada and Ontario with ThinkInsure. As a broker, we are partners with over 40 leading insurance companies. With such a large list of insurance companies, we can provide our customers with the best insurance quotes, pricing and coverage.

Savings : We'll shop for the lowest insurance rates and discounts to help you save.

Selection :...

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Northwestern Mutual Review & Complaints | Life Insurance

Credit Rating


With more than 150 years of providing life insurance to Americans, Northwestern Mutual holds a place among the oldest and most venerable insurance institutions in the country. From their small beginnings in Wisconsin, the company has grown and expanded not only in the area it serves, but also its lineup of products.

Originally a life insurance company, Northwestern Mutual...

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Term Insurance Plans and Policy in India by HDFC Life

Know more about HDFC Life Insurance Plans

HLV Calculator


3 Steps to the most suitable online term plan for you

One of the awesome things about online term plans is the freedom you get to take charge of your future. At the same time, it also brings upon you additional responsibility of staying informed about product features and your needs. Only when you match your requirements with...

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Date: 2018-04-06 03:54:46

Mutual of Omaha Life Insurance Company Review - Good ...

Mutual of Omaha has been in the business of offering insurance and financial products for over 100 years. Our Mutual of Omaha review shows that the company is financially strong, and it deems itself as being family oriented with a solid set of "unflinching values."

The company prides itself on backing its products with both fair and timely service to its customers - and it continues to pursue...

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Top 10 Best Life Insurance Companies In 2018 (+55 More!)

Single Premium Universal Life Insurance

Whole Life Insurance

and more!

Term Life

Of course, the vast majority of people end up with a term life insurance policy , which is just a death benefit in exchange for paying a monthly premium. There is no cash value, which most of the other types do have.

A term life policy is best for those who are looking to maximize their bang-for-the-buck, especially...

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